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Xiao Yin; Ph.D. candidate at UC Berkeley, Haas School of Business

Contact:

xiao.yin@ucl.ac.uk

303, Drayton House, London, UK

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Welcome!

I'm an Assistant Professor in Economics and Finance at University College London, Department of Economics and School of Management. My research spans household finance, macroeconomics, behavioral economics, and financial intermediaries.  

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My work studies how beliefs, information frictions, and nonstandard preferences shape economic decision-making in financial and macroeconomic settings. Combining large-scale surveys, randomized controlled trials, text mining, and administrative data with structural estimation, I show how these micro-level mechanisms propagate through credit markets, asset markets, and the macroeconomy.

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